How to Get a Bonded Title for a Boat in Texas

If you’ve lost your boat’s title or are facing ownership disputes, obtaining a bonded title might be the solution. In Texas, a bonded title provides legal proof of ownership when the original title is unavailable.

This guide will walk you through the process of getting a bonded title for your boat, ensuring you can legally register and enjoy your vessel on Texas waters.

Can You Get a Bonded Title for a Boat?

Yes, you can get a bonded title for a boat in Texas if the original title is lost, stolen, or if there is an ownership dispute. A bonded title serves as legal proof of ownership, allowing you to register and operate the boat.

How to Get a Bonded Title for a Boat in Texas

Obtaining a bonded title for your boat requires following specific steps to ensure legal ownership. Here’s how to navigate the process smoothly.

Step 1: Verify Your Eligibility

Confirm you meet the requirements for a bonded title to avoid wasting time and fees. If the boat is junked or stolen, the Texas DMV will reject your application.

Actionable Advice:

• You must be a Texas resident with proof, such as a Texas ID or utility bill.
• The boat must not be junked or stolen. Confirm this with the Texas Parks and Wildlife Department (TPWD).
• If the boat was abandoned, contact the last known owner to request a transfer of ownership.
• Document all attempts to contact the previous owner as proof for your application.
• If ownership is unclear, follow TPWD’s guidelines for abandoned boats. Ensure a bonded title is the best option.

Step 2: Submit Your Application to Texas Parks and Wildlife

Submit the correct forms with TPWD to start the bonded title process. Without these, you can’t move forward or determine your bond amount.

Actionable Advice:

• Complete the Bonded Title Application (Form PWD 143 from TPWD).
• Gather supporting documents like a Bill of Sale, your photo ID, and proof of ownership.
• Submit everything to TPWD or your county tax office within 45 days of buying the boat.

Step 3: Determine the Surety Bond Amount

You need the bond amount to purchase a surety bond. The bond amount protects the state against future ownership claims.

Actionable Advice:

• The required bond amount will be 1.5 times the appraised value of your boat.
• If the boat is older than 25 years and worth less than $4,000, the bond is $4,000.
• Hire a licensed appraiser or use TPWD guidelines to determine your boat’s value.

Step 4: Purchase Your Bonded Boat Title

A surety bond protects you if someone claims ownership of the boat within three years. It ensures you’re financially covered during this period.

Actionable Advice:

• Purchase the bond from a licensed Texas provider like TMD Surety Bonds.
• Contact TMD for a free quote based on your boat’s appraised value. The bond usually costs around $100 but varies based on your boat’s value.
• TMD can guide you through the bond process and ensure your paperwork is in order.
• Sign the bond before submitting it with your application.
• Ask TMD about expedited processing to avoid delays in securing your title.

Step 5: Submit Your Bonded Title Application

Submit all required documents to complete your bonded title process.

Actionable Advice:

• Submit the signed title bond, completed title application, proof of ownership, and ID.

Step 6: Receive Your Boat’s Title Bond

Once approved, your surety bond will be sent by mail. A bonded title is valid for three years as legal proof of ownership. After that, you can request a regular title.

Actionable Advice:

• Keep your bonded title as proof of ownership for three years.
• After three years, contact TPWD to convert the bonded title to a regular title if there are no ownership claims.
• If you lose the bonded title, request a duplicate from TPWD.

Challenges of Getting a Bonded Title for a Boat in Texas

While obtaining a bonded title is straightforward, certain challenges can complicate the process. Here’s how to overcome the most common issues.

1. Missing Documents

• Issue: Incomplete paperwork causes delays.
• Solution: Have all documents, like the bill of sale and ownership proof.

2. Unclear Boat Ownership History

• Issue: Gaps in ownership complicate the process.
• Solution: Follow TPWD’s steps and document all attempts to contact past owners.

3. Boat Ownership Disputes

• Issue: Disputes over ownership prevent title approval.
• Solution: Resolve disputes early and gather as much proof as possible.

4. Outstanding Boat Liens

• Issue: Unpaid liens block the bonded title.
• Solution: Check for liens and resolve them before applying.

5. Incorrect Bonded Title Amount

• Issue: Miscalculating the bond amount delays approval.
• Solution: Miscalculating the bond amount delays approval.

Why Choose TMD Surety Bonds for Your Bonded Title

At TMD Surety Bonds, we make the bonded title process fast and hassle-free, helping you get your boat on the water quickly.

• Fast and Easy Approval: Apply online and get bonded quickly.
• Affordable Rates: Competitive pricing with no hidden fees.
• Expert Assistance: Our experts guide you every step of the way.
• Trusted Provider: We’ve helped countless Texans secure bonded titles efficiently.

Get Your Bonded Title

---

FAQs About Bonded Boat Titles in Texas

Answers to common questions about boat title bonds.

What Is a Bonded Boat Title in Texas?

A bonded boat title is a legal document issued when the original title is missing or ownership is disputed. It allows the boat owner to register the vessel and prove ownership.

How Long Does a Bonded Boat Title Last in Texas?

A bonded boat title is valid for three years, after which it can be converted into a standard title if no ownership claims arise.

Can You Sell a Boat With a Bonded Title in Texas?

Yes, you can sell a boat with a bonded title in Texas. However, the buyer will be informed that the title is bonded, meaning ownership could be contested.

Can a Bonded Title for a Boat Become a Clean Title?

Yes, after three years without any ownership disputes, the bonded title can be converted into a clean, regular title.

What Happens if the Original Owner Comes Forward?

If the original owner comes forward within the three-year bond period, they may file a claim. In that case, the surety bond would cover any financial loss for the current owner.