Where to Get a Surety Bond for Notary in Texas

When becoming a notary public in Texas, securing a surety bond is a crucial step to protect yourself and your clients. This bond not only ensures compliance with Texas law but also safeguards against financial risks if you make an error in your notarial duties.

In this guide, we’ll walk you through everything you need to know about finding a reliable surety bond for notaries in Texas. From understanding the role of a surety company to navigating the application process, you’ll gain a clear roadmap to simplify your journey. Let’s get started!

Where to Get a Surety Bond for Notary in Texas

Finding the right provider for your notary surety bond can save you time, money, and hassle. This section explores reliable options, including specialized companies, insurance providers, and professional notary associations, to help you make an informed decision.

 

Do you need a Texas notary bond? Get one here!

 

Reliable Surety Bond Company

When it comes to obtaining a notary surety bond in Texas, working with a dedicated surety bond company like TMD Surety Bonds is a smart choice. TMD specializes in notary bonds and offers a straightforward application process, affordable rates, and exceptional customer service. Their in-depth knowledge of Texas laws ensures that you remain compliant with all state requirements.

Some Insurance Companies

Many insurance companies offer notary surety bonds alongside their other services. This can be especially convenient if you’re already a policyholder, as bundling your bond with other products like E&O insurance may result in discounts. Local agencies often provide personalized service and a deeper understanding of regional requirements.

Prominent Notary Associations

Joining a notary association not only provides networking and training opportunities but also grants access to trusted surety bond providers.

• National Notary Association (NNA): A leading resource for notaries nationwide, the NNA offers competitive bond rates, educational materials, and comprehensive support for notaries in Texas.
• American Association of Notaries (AAN): Known for its dedication to Texas notaries, the AAN provides low-cost surety bonds, practical resources, and tools to help you excel in your role.

With these reliable options, securing a notary surety bond is simple and ensures you’re fully prepared for your responsibilities as a notary public.

How to Get a Surety Bond for Notary in Texas

Start by finding a licensed and reliable bond provider, such as TMD Surety Bonds, known for their expertise in notary bonds and competitive rates. Choosing a trusted provider ensures your bond meets Texas state requirements.

1. Reputable Surety Bond Provider

• Complete the application form through the Texas Secretary of State.
• Submit your $10,000 notary bond along with the application.
• Pay the $21 state filing fee.
• Await approval and receive your notary commission certificate.

2. Complete the Surety Bond Application

Fill out the necessary application with your chosen provider. Be prepared to provide personal details, your notary commission information, and payment method. Most providers offer a simple online application for added convenience.

3. Purchase Your Notary Bond

Once your application is approved, pay for your bond. Costs are typically affordable, depending on the required bond amount and any optional coverage like E&O insurance.

4. Receive Your Notary Bond Certificate

After payment, you’ll receive your official notary bond certificate. If using an online provider, this document is often delivered electronically for quick access.

5. File Your Bond with the Secretary of State

Submit your notary bond certificate to the Texas Secretary of State along with your notary application. Filing your bond finalizes your commission and officially allows you to perform notarial acts in Texas.

By following these steps, you can efficiently secure your notary surety bond and fulfill the legal obligations required to become a notary public in Texas.

How Much Does a Notary Bond Cost in Texas

Understanding the costs associated with becoming a notary public in Texas can help you budget for the process. This section outlines the typical fees involved, ensuring you know exactly what to expect.

Fee Type	Amount	Purpose
Surety Bond	$50	Protects the public from losses caused by notary errors.
Secretary of State Fee	$21	Covers application and bond filing with the state.
County Clerk Fee	$0–$10	Files the bond and commission locally (varies by county).
Errors & Omissions Insurance (Optional)	$20–$50	Protects you from liability for mistakes not covered by the bond.
Notary Supplies (Optional)	$25–$120	Includes stamp, journal, and other tools.
Education or Training (Optional)	$20–$50	Teaches Texas notary laws and reduces mistakes.

While the mandatory costs, such as the surety bond and filing fees, are relatively low, optional expenses like E&O insurance and training can add value by protecting you and enhancing your skills. Planning for these costs ensures you’re well-prepared to serve as a notary public in Texas.

Texas Notary Bond Requirements

Before you can officially serve as a notary public in Texas, you must meet specific requirements to secure your notary bond. This section highlights the key criteria to help you ensure compliance with state regulations.

Requirements for a Texas Notary Bond:

• Be at least 18 years old.
• Live in the state of Texas as a legal resident.
• Obtain a $10,000 surety bond to protect the public.
• Ensure the bond covers your 4-year commission term.
• Use a licensed surety bond provider, such as TMD Surety Bonds.
• Have no convictions for felonies or crimes involving moral turpitude.
• Match the name on your bond with your application and notary commission.
• File the bond with the Texas Secretary of State within 30 days of your commission date.

Meeting these requirements not only ensures you are eligible to become a notary public in Texas but also protects you and the public you serve throughout your commission.

Optional Considerations for Texas Notary Bonds

While obtaining a notary bond is essential, there are additional considerations that can enhance your notary public experience. From added protections to tools and training, these optional steps help you stand out and operate with confidence.

Errors and Omissions Insurance (E&O)

Protect yourself against personal liability for unintentional mistakes during notarial acts.
Offers extra protection beyond the required surety bond, giving you peace of mind.

Notary Public Supplies

Purchase essential tools like a notary stamp, journal, and embossers to perform your duties.
Consider optional items such as inkless thumbprint pads or seal cases for added convenience.

Training or Certification Courses

Learn Texas notary laws and best practices to ensure compliance and accuracy.
Avoid errors and improve your skills for specialized tasks, such as loan signings or remote notarizations.

Become a Remote Online Notary (RON)

Apply to become an online notary in Texas, expanding your service offerings.
Invest in a secure RON platform to perform remote notarizations efficiently and securely.

Notary Bond Renewal

Plan for your bond and commission renewal well before they expire to avoid disruptions.
Use reminders or auto-renewal options offered by providers like TMD Surety Bonds to stay compliant.

These optional steps can elevate your notary services, enhance your professionalism, and provide additional protection for both you and your clients.

How to Choose a Surety Bond Company

Selecting the right surety bond company is a critical step in becoming a notary public. This section provides essential tips to help you find a trustworthy provider that meets your needs.

Check Licensing and Accreditation

Ensure the company is licensed and authorized to issue surety bonds in Texas.
Verify their credentials through the Texas Department of Insurance or the National Association of Surety Bond Producers (NASBP) for reputable providers.

Compare Bond Pricing and Fees

Compare bond premiums across companies—most Texas notary bonds range from $50 to $100 for a 4-year term.
Avoid providers with hidden fees or significantly higher prices without added benefits.

Look for Extra Services

Opt for companies that offer value-added services, such as:

• Electronic bond filing with the Texas Secretary of State.
• Bundled notary supplies, including journals, seals, or training guides.
• Errors and Omissions (E&O) insurance for added protection.

Check Reputation and Reviews

Read customer reviews, ratings, or testimonials to gauge the company’s reliability and customer service.
Use platforms like the Better Business Bureau (BBB) or Google Reviews for unbiased feedback.

Test Customer Support

Test their customer service before purchasing. Choose a company with responsive support to address your questions or concerns.
Ask about their bond process, renewal policies, and claims assistance. A good company will ensure you’re informed and supported throughout your commission term.

By following these tips, you can confidently choose a surety bond company that provides excellent service, fair pricing, and dependable support for your notary public journey.

Get Your Texas Notary Bond Today—Fast and Easy

TMD Surety Bonds makes securing your $10,000 notary bond simple and stress-free. Start your career as a Texas public notary now with a bond you can trust!
Do you have any questions? Contact us today!

 

FAQs About Texas Notary Bonds

Answers to common questions can simplify your journey to obtaining a notary surety bond in Texas. Below are some frequently asked questions to help guide you.

What Is the Required Notary Bond Amount in Texas?

In Texas, notaries are required to secure a $10,000 surety bond. This bond protects the public from financial loss due to notarial errors or misconduct.

Can I Get a Notary Bond Online?

Yes, you can conveniently obtain a notary bond online. Providers like TMD Surety Bonds offer a seamless application process, allowing you to apply, pay, and receive your bond certificate digitally.

How Long Does It Take To Get a Notary Bond?

The time frame for obtaining a notary bond depends on the provider. Most online providers can issue your bond within minutes to a few hours after completing the application and payment process. Traditional providers may take a bit longer, but the process is typically completed within a business day.
These quick and accessible options ensure you can secure your notary bond without unnecessary delays.